Bank Holidays in September 2026: State-Wise Closures and Available Digital Services
Bank branches across various Indian states and cities will observe several closures throughout September 2026 due to regional festivals, special observances, and local civic elections. Based on the Reserve Bank of India’s holiday calendar, bank closures differ from state to state, meaning holidays observed in one region do not necessarily apply across the country. In addition to festival and regional closures, all commercial and public banks will observe regular closures on Sundays, alongside the second and fourth Saturdays of the month.
What Happened
The Reserve Bank of India’s schedule outlines a series of state-specific branch closures for September 2026. The calendar includes religious festivals such as Janmashtami and Ganesh Chaturthi, local state observances, and municipal election dates. Because these closures are tied to state-level notifications, branch availability varies depending on the specific location. Customers intending to visit a physical bank branch for services requiring personal interaction are advised to review regional calendars before planning their visits.
Key Highlights
- September 4: Branches will remain shut in Gujarat, Mizoram, Madhya Pradesh, Odisha, Chandigarh, Tamil Nadu, Uttarakhand, Sikkim, Telangana, Rajasthan, Jammu & Kashmir, Uttar Pradesh, Kerala, West Bengal, Bihar, Chhattisgarh, Jharkhand, Meghalaya, Himachal Pradesh, and Andhra Pradesh for Janmashtami (Vaishnava) (Shravan Vad-8)/Krishna Jayanti.
- September 11: Closures will take place in Rajasthan due to elections held in the jurisdiction of the Jaipur Municipal Corporation.
- September 12: Assam branches will be closed to observe Tirubhav Tithi of Srimanta Sankardeva.
- September 14: Banks will observe holidays in Maharashtra, Odisha, Karnataka, Tamil Nadu, Gujarat, Telangana, Goa, and Andhra Pradesh for Ganesh Chaturthi, Ganesh Puja, Vinayaka Chaturthi, Varasiddhi Vinayaka Vratham, or Chaturthi.
- September 15: Closures are scheduled in Gujarat, Odisha, and Goa for Samvatsari (Chaturthi Paksha), Nuakhai, or the second day of Ganesh Chaturthi.
- September 21: Bank branches will be shut in Assam and Kerala on account of Srimanta Sankardeva’s Janmotsav and Sree Narayana Guru Samadhi.
- September 22: Branches will remain closed in Jharkhand for Karma Puja.
- September 23: Jammu & Kashmir will observe a bank holiday on the Birthday of Maharaja Hari Singh Ji.
- September 25: Banks will close in Sikkim for the celebration of Indrajatra.
- Standard Weekend Closures: All Sunday dates as well as the second and fourth Saturdays continue to be observed as mandatory bank non-working days.
Why This Matters
Because bank holidays are not uniform nationwide, operations remain active in some regions while suspended in others. While physical offices close during these designated holidays, digital channels remain functional. Customers can continue using automated teller machines (ATMs), Unified Payments Interface (UPI), online portals, and mobile banking applications for routine financial transactions, subject to any scheduled maintenance. However, in-person operations—such as physical document submission, account verification, and specific customer-service requests—cannot be processed at branches while they remain shut.
What to Watch Next
Customers requiring in-person bank assistance should consult their local branch schedules directly to confirm opening hours around festival days. Individuals planning branch-dependent transactions should schedule their visits around the second and fourth Saturdays, regular Sundays, and the designated regional holidays applicable to their state.
Frequently Asked Questions
Do all bank holidays apply nationwide?
No. According to the Reserve Bank of India’s holiday schedule, bank holidays vary by state and city, so a closure in one state does not necessarily mean branches are closed in another.
Are digital banking services operational on bank holidays?
Yes. Digital platforms such as UPI, internet banking, mobile applications, and ATMs remain active for standard banking activities, provided there is no scheduled technical maintenance.
Which services are unavailable during branch closures?
Services that require physical visits, including the submission of paper documentation, manual verifications, and specific in-branch administrative requests, are unavailable on designated closure dates.
Source: Based on the Reserve Bank of India holiday schedule reported by timesofindia.indiatimes.com.